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How can one pay for services and transfer by using call credits from one's phone?

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Chukwuemeka Ndukwe Sep 16, 2022
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The goal is to make it simple and seamless to pay or transfer monies into clients' accounts where there are no banks or POS services available especially in Nigeria and Africa at large. Using a USSD code and using one's credit balance to pay for services.
Can it be done?
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General comments

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Marco Agudelo
Marco Agudelo2 years ago
Chukwuemeka Ndukwe from my perspective about your challenge, the main problem you are facing is what money means to actual society and so, what it means to authenticate the value of any form of cash asset transaction. I recommend you this reading which I believe it could bring to you a broader view of the business you are interested in, by identifying their difficulties to create a similar business as your challenge requires. Maybe this reading may offer you tools to help you contribute to your local market with further alternatives similar to the one Darko Savic refers to.

[1]de Bruin, Boudewijn, Lisa Herzog, Martin O’Neill, and Joakim Sandberg, "Philosophy of Money and Finance", The Stanford Encyclopedia of Philosophy (Winter 2020 Edition), Edward N. Zalta (ed.), URL = <https://plato.stanford.edu/archives/win2020/entries/money-finance/>.

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Darko Savic
Darko Savic2 years ago
Isn't m-pesa exactly that?

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